Overview
Oxygen Consultancy is proud to highlight a recent Banking Optimisation engagement supporting a publicly listed global AI-enabled business process management and data operations company with annual revenues of approximately $500 million appointed Oxygen Consultancy to undertake a comprehensive review of its international banking landscape as part of Oxygen’s Banking Optimisation advisory offering.
The objective of the engagement was to identify opportunities to improve financial returns, reduce banking-related costs, strengthen treasury oversight, and enhance overall banking efficiency across the organisation’s international operations.
The Challenge
The business operated across multiple jurisdictions with a broad network of banking relationships, products, and treasury practices that had evolved over time. While supporting operational growth, the structure created opportunities for improvement across:
- Banking costs and fee transparency
- Deposit structures and yield optimisation
- FX pricing and transaction execution
- Corporate card programmes
- Treasury governance and process consistency
- Banking relationship management
The company sought an independent specialist capable of delivering practical ideas and solutions with minimal disruption to internal teams.
Oxygen’s Approach
Over an eight-week period, Oxygen worked closely with Group Treasury, Finance and Accounts teams, alongside CFOs across several international subsidiaries, to assess the banking landscape, treasury processes, pricing structures, and liquidity management practices.
Scope Included
- Deposit and Liquidity
- Bank Fees
- FX Costs and Opportunities
- Corporate Cards
The engagement combined detailed commercial analysis with practical treasury advisory, ensuring recommendations were both operationally achievable and financially meaningful.
A key feature of the engagement was Oxygen’s success-linked commercial model, with fees aligned directly to the value delivered.
Results Delivered
The engagement identified annualised financial benefits in excess of $400,000 through a combination of:
- Banking cost reductions
- Improved FX pricing structures
- Enhanced deposit returns
- Treasury optimisation initiatives
In addition to the direct financial impact, the review also strengthened treasury governance and highlighted opportunities to improve consistency across international treasury practices.
To help ensure sustainability of the improvements, Oxygen continued to support the business through periodic quarterly review meetings to embed the changes and monitor ongoing value delivery.
Strategic Impact
The identified annualised benefits represented a meaningful improvement to EBITDA and overall financial efficiency.
For listed businesses, operational and treasury optimisation initiatives of this nature can contribute not only to improved profitability and cash generation but also enhanced shareholder value since this goes straight to the bottom line. The benefits increase over time as efficiencies become embedded within the organisation.
